DISCLOSURE PAGE


Bradley & Parker Inc. may receive certain payments or other compensation from some insurers in addition to its regular brokerage or agency commission based on factors unrelated to any specific client or insurance policy. These "contingent commission" or "profit sharing" agreements, provide for payments based on the insurer's overall claim experience on policies placed by Bradley & Parker, and/or the growth/retention of premiums on policies placed by Bradley & Parker with the insurer. Such arrangements do not affect the premiums charged.